My articles in Money/TIME:

8 Tips for Setting an Allowance that works … For All Ages – October 2015

When Dementia Threatens a Family’s Finances – January 2015

Teach Your Kids Financial Values … Via Cell Phone – December 2014

Why Financial Planning Needs More Religion – October 2014 

Click here to visit my author page at TIME.com to read the full text of the above articles.

8 Tips for Setting an Allowance That Works
“Most kids don’t grow up to be financially responsible adults. So how can we ensure that our sons and daughters grow up to be financially responsible? … ”

” … Kids need to feel like they are a part of something larger than themselves. Giving them real responsibilities fuels this intrinsic sense of place and belonging. Research shows that kids who do unpaid chores are happier and have a higher sense of self-worth. But when we pay them to play a role in the family, we unwittingly kill their intrinsic motivation by providing a flashy external motivator: money. They often start to see themselves more like household employees…and “quit their jobs” when their allowance is no longer enough to motivate them … “

When Dementia Threatens a Family’s Finances

” … One in three adults will suffer from dementia. Here’s how to achieve financial security – and maintain a patient’s dignity – when that happens … ”

” … Having a big discussion that feels like a dementia patient is the subject of an intervention is stressful for all involved. Save the intervention-type conversations for true emergencies, and recognize the patient needs to feel safe and loved, not confronted … “

” … Understand the backstory. Everyone brings a different money mindset to this conversation. Ask yourself, why is money important to this patient? Is it imperative to provide for the family? Is it a priority to give it away? Open the conversation by affirming the ways the patient has accomplished his financial objectives until this point … “

Teach Your Kids Financial Values … Via Cellphone

” … A  smartphone is an opportunity to teach a child about what really matters. Technology is just like money: It is simply a tool to make us more effective in the important stuff. But children are especially likely to subvert that understanding, mistaking technology or money as the end goal in life. So it is worth the time to guide their consumer choices, and their values, while they are still at home … “

Why Financial Planning Needs More Religion

“Acknowledging faith and spirituality helps people better understand their financial goals — and stick to them.”

“Spiritual thinkers from Socrates to John Calvin advocated the importance of introspective familiarity in the pursuit of wisdom. Certainly, in the financial realm, the client who understands why he behaves the way he does will be more successful in achieving goals. Asking him to articulate the spiritual beliefs that drive him is a great exercise for him as well, even in cases where those beliefs are simply, ‘I don’t practice any sort of spirituality.'”

“Maybe money shouldn’t be the key ingredient in our financial decisions. Where strong values are present, ideally our financial life will reflect them. When your money is in service to your values, it becomes a supporting cast member of a show where your values play the leads.”

Click here to read the full article.

 Teach Your Kids Financial Values … via Smartphone

“A child’s first smartphone can be a tool for teaching about budgeting, the value of work, and other important concepts.”

“Technology is just like money: It is simply a tool to make us more effective in the important stuff. But children are especially likely to subvert that understanding, mistaking technology or money as the end goal in life. So it is worth the time to guide their consumer choices, and their values, while they are still at home.”

Click here to read the full article.

To access all my articles, visit my author page at Time Magazine