When I was applying to college, I was fortunate to have my parents tell me I could go to the best school I could get into, regardless of tuition. I never underestimated the gravity of that offer, but I am especially grateful now that I’m looking at sending my own children to college. I would […]
When I was in my 20s without any real possessions or responsibilities, I did a really good job of managing my affairs. As I planned for a trip to the Middle East, I created a file of information and labeled it “Just in Case.” You know what was in it? A note of forgiveness for […]
I was a preteen at the time of the Tylenol tamperings when seven innocent consumers died of cyanide poisoning. I remember the transition between receiving home-baked treats at Halloween and receiving only prepackaged candy with a recommendation to have it x-rayed by police before you ate it. I am now raising children who are not […]
Shortly after I earned my CFP® certification, my financial life fell apart. It wasn’t because I failed to create a plan, I planned for all the usual things – living expenses, retirement, savings, insurance. Essentially I planned for financial fair weather and in case of rain, I created an emergency fund that was larger than […]
